Senior citizens FDs with up to 8.3% rate
Senior citizens looking to earn high returns on their savings now have a wide range of fixed deposit (FD) options across small finance banks, private sector banks and public sector banks. Here is a comparison of the highest FD interest rates currently offered to senior citizens by small finance banks, private sector banks and public sector banks.
Highest FD interest rates for senior citizens by small finance banks
Small finance banks such as Unity SFB and Shivalik SFB are offering the highest FD interest rate of 8.3% each to senior citizens.
Check the highest senior citizen FD interest rates list below-
Highest senior citizens FD interest rates at private sector banks
Among private sector banks, DCB Bank offers the highest FD interest rate of 8%. Among major private sector banks, HDFC Bank is offering its highest interest rate to senior citizens at 7%, while ICICI Bank’s highest FD interest rate is 7.1%. Check the list of the highest FD rates from private sector banks.
Highest senior citizen FD interest rates offered by public sector banks
Among public sector banks, Bank of India is offering the highest FD interest rate to senior citizens at 7.45%. Among major PSU banks, State Bank of India (SBI) is offering a 7.05% rate, while Canara Bank and Punjab National Bank offer a 7.1% FD interest rate each as their highest rate to senior citizens. Go through the list of the PSU banks offering the highest FD rates to senior citizens.
Data from Pasaibazaar as on June 10, 2026
Highest FD interest rates for senior citizens by small finance banks
Check the highest senior citizen FD interest rates list below-
Highest senior citizens FD interest rates at private sector banks
Among private sector banks, DCB Bank offers the highest FD interest rate of 8%. Among major private sector banks, HDFC Bank is offering its highest interest rate to senior citizens at 7%, while ICICI Bank’s highest FD interest rate is 7.1%. Check the list of the highest FD rates from private sector banks.
Highest senior citizen FD interest rates offered by public sector banks
Among public sector banks, Bank of India is offering the highest FD interest rate to senior citizens at 7.45%. Among major PSU banks, State Bank of India (SBI) is offering a 7.05% rate, while Canara Bank and Punjab National Bank offer a 7.1% FD interest rate each as their highest rate to senior citizens. Go through the list of the PSU banks offering the highest FD rates to senior citizens.
Data from Pasaibazaar as on June 10, 2026
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