SBI, HDFC or Bajaj Housing: Which Bank Offers the Lowest Home Loan Rates?

Buying a home remains one of the biggest dreams for Indian families, and even small changes in interest rates can affect household budgets. In February 2026, the Reserve Bank of India (RBI) kept the repo rate unchanged at 5.25% in its latest monetary policy review, bringing relief to home loan borrowers and stability to the housing market.