SIP Vs PPF: Which Builds A Bigger Corpus In 15 Years With ₹1.3 Lakh/Year?

For individuals looking to build wealth steadily over time, both Public Provident Funds (PPF) and Systematic Investment Plans (SIPs) present viable options. While PPF is a government-backed savings scheme offering a fixed interest rate, SIP is a market-linked investment method that can potentially yield higher returns. But which one is the better choice for you? This article explores the key differences, compares returns on an annual investment of ₹1,30,000, and provides detailed calculations to help you make an informed decision.