PM Surya Ghar Yojana 2026: 6 Easy Steps To Claim Up To Rs 78,000 Subsidy
Rising temperatures and frequent power cuts have made life difficult for many households. To reduce the burden of expensive electricity bills, the government has introduced the PM Surya Ghar Free Electricity Scheme, a major initiative that helps families generate their own power through rooftop solar panels.
Under this scheme, homeowners can receive heavy subsidies for installing solar systems and enjoy up to 300 units of free electricity every month. Apart from reducing monthly expenses, the scheme also offers relief from regular outages and rising power tariffs.
How Much Subsidy Can You Get?
The installation cost of rooftop solar panels usually ranges between ₹60,000 and ₹80,000 per kilowatt. However, the government subsidy cuts down the expense significantly.
1 kW Solar System
Perfect for small homes with limited electricity use. The government provides a subsidy of ₹30,000.
2 kW Solar System
One of the most preferred options for middle-class families. Eligible consumers receive ₹60,000 as direct support.
3 kW And Above
Families with higher power usage, including ACs and geysers, can get a maximum subsidy of ₹78,000.
Even if you install systems larger than 3 kW, the subsidy amount remains capped at ₹78,000.
Extra Benefit For Uttar Pradesh Residents
People living in Uttar Pradesh get an added advantage. Along with the central subsidy of ₹78,000, the state government provides an additional ₹30,000 assistance.
This means consumers in Uttar Pradesh can save up to ₹1.08 lakh directly on installation costs.
Recover Your Investment In Just A Few Years
Here is the estimated breakdown for a standard 3 kW solar setup:
This means the full investment can be recovered in around 4 years. In Uttar Pradesh, the payback period becomes even shorter at nearly 3 years.
Since solar panels generally last about 25 years, households can enjoy almost two decades of nearly free electricity after recovering the initial cost.
Step-By-Step Process To Apply
The scheme is available for people who own a permanent rooftop and have an active electricity connection in their name.
Step 1: Register Online
Visit PM Surya Ghar Portal and register using your state details, DISCOM name, and electricity consumer number.
Step 2: Fill The Rooftop Solar Form
Log in with your mobile number and complete the online application form for rooftop solar installation .
Step 3: Install Solar Panels
After approval from the electricity provider, choose an authorised vendor listed on the portal for installation.
Step 4: Apply For Net Metering
Upload installation details, documents, and photos of the solar plant to apply for net metering.
Step 5: Verification Process
DISCOM officials will inspect the setup. Once approved, the net meter will be installed and the commissioning certificate will be issued.
Step 6: Receive Subsidy In Your Bank Account
Upload your bank details or canceled cheque on the portal. The subsidy amount is usually credited within 30 days.
No Budget? Low-Interest Loans Are Also Available
Families worried about the upfront investment can still take advantage of the scheme. The government has tied up with banks to offer collateral-free loans at affordable interest rates of nearly 7%.
The EMI remains manageable, and in many cases, the savings on electricity bills can help cover the monthly repayment amount.
Under this scheme, homeowners can receive heavy subsidies for installing solar systems and enjoy up to 300 units of free electricity every month. Apart from reducing monthly expenses, the scheme also offers relief from regular outages and rising power tariffs.
How Much Subsidy Can You Get?
The installation cost of rooftop solar panels usually ranges between ₹60,000 and ₹80,000 per kilowatt. However, the government subsidy cuts down the expense significantly.1 kW Solar System
Perfect for small homes with limited electricity use. The government provides a subsidy of ₹30,000. 2 kW Solar System
One of the most preferred options for middle-class families. Eligible consumers receive ₹60,000 as direct support.3 kW And Above
Families with higher power usage, including ACs and geysers, can get a maximum subsidy of ₹78,000. Even if you install systems larger than 3 kW, the subsidy amount remains capped at ₹78,000.
Extra Benefit For Uttar Pradesh Residents
People living in Uttar Pradesh get an added advantage. Along with the central subsidy of ₹78,000, the state government provides an additional ₹30,000 assistance. This means consumers in Uttar Pradesh can save up to ₹1.08 lakh directly on installation costs.
Recover Your Investment In Just A Few Years
Here is the estimated breakdown for a standard 3 kW solar setup: - Total installation cost: ₹1,80,000
- Central subsidy: ₹78,000
- Final investment from pocket: ₹1,08,000
This means the full investment can be recovered in around 4 years. In Uttar Pradesh, the payback period becomes even shorter at nearly 3 years.
Since solar panels generally last about 25 years, households can enjoy almost two decades of nearly free electricity after recovering the initial cost.
Step-By-Step Process To Apply
The scheme is available for people who own a permanent rooftop and have an active electricity connection in their name. Step 1: Register Online
Visit PM Surya Ghar Portal and register using your state details, DISCOM name, and electricity consumer number.Step 2: Fill The Rooftop Solar Form
Log in with your mobile number and complete the online application form for rooftop solar installation . Step 3: Install Solar Panels
After approval from the electricity provider, choose an authorised vendor listed on the portal for installation. Step 4: Apply For Net Metering
Upload installation details, documents, and photos of the solar plant to apply for net metering. Step 5: Verification Process
DISCOM officials will inspect the setup. Once approved, the net meter will be installed and the commissioning certificate will be issued. Step 6: Receive Subsidy In Your Bank Account
Upload your bank details or canceled cheque on the portal. The subsidy amount is usually credited within 30 days.No Budget? Low-Interest Loans Are Also Available
Families worried about the upfront investment can still take advantage of the scheme. The government has tied up with banks to offer collateral-free loans at affordable interest rates of nearly 7%. The EMI remains manageable, and in many cases, the savings on electricity bills can help cover the monthly repayment amount.
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