Sukanya Samriddhi Yojana: Simple Investment Plan to Build Rs 50 Lakh for Your Daughter

Planning early can make a big difference when it comes to your daughter's education and future expenses. The Sukanya Samriddhi Yojana (SSY), a government-backed savings scheme launched under the Beti Bachao, Beti Padhao initiative, is designed to help parents build a sizeable corpus through disciplined savings and the power of compounding.
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Attractive 8.2% Annual Interest

The scheme currently offers an annual interest rate of 8.2%, making it one of the highest-paying small savings schemes. The interest is compounded every year, allowing your money to grow steadily over the long term.

Who Can Open an SSY Account?

A parent or legal guardian can open a Sukanya Samriddhi Account in the name of a girl child. You can invest:
  • Minimum: Rs 250 per year
  • Maximum: Rs 1.5 lakh per year
Contributions are required for 15 years, while the account matures after 21 years. Even after you stop investing, the balance continues to earn interest until maturity.