EPF Interest Credit: PF account holders are in luck! 8.25% interest is now credited to their accounts..
EPFO Interest Rate FY 2025-26: If you are a salaried employee and PF contributions are deducted from your salary, here is some crucial news for you. The Employees' Provident Fund Organisation (EPFO) has initiated the process of transferring interest—calculated at the rate of 8.25% for the financial year 2025-26—into subscribers' accounts. The EPFO has issued necessary instructions to all its field offices regarding this.
This decision will increase the funds held in the PF accounts of over 8 crore employees across the country. Let us find out when this money will reflect in your account and how you can check your updated balance from the comfort of your home.
When will the interest amount be credited to the account?
Following the green signal from the EPFO, the task of adding interest amounts to crores of accounts is now proceeding on a war footing. Please note that due to the vast number of PF accounts, this entire process is completed in phases. This means the interest amount will be updated in the passbooks of different subscribers gradually.
If you do not see the interest amount in your passbook yet, do not worry at all. According to the rules, you do not suffer any financial loss regarding the interest even if the entry is delayed. Your entire amount, along with the calculated interest, will be securely credited.
Check PF balance and interest from home using these 4 methods.
You no longer need to make rounds of offices to check your PF fund or interest details. You can instantly access this information through these four digital methods:
1- Via the EPFO Portal: First, visit the official EPFO member passbook website. Log in using your UAN and password. Once you select your 'Member ID', the screen will display full details of the total accumulated amount and the credited interest.
2- UMANG App: