EPFO: Mutual Fund or PF? EPFO reveals which is the more beneficial choice..

If you are a salaried individual considering withdrawing funds from your Employees' Provident Fund (EPF) to invest in mutual funds for better returns, you should read this first. The Employees' Provident Fund Organisation (EPFO) has clearly advised that EPF and mutual funds should not be viewed as substitutes for one another. The organization states that EPF should remain the cornerstone of retirement planning, whereas mutual funds should be regarded merely as an additional investment option.

Sharing an awareness message on the social media platform X, the EPFO ​​wrote, "For the wise, EPF is enough." Along with this, the organization released a video explaining the differences between EPF and mutual funds.

**Different Objectives for EPF and Mutual Funds**