SIP: Build a ₹1 crore fund by investing just ₹100 daily—here is the secret to becoming a crorepati..

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In times of rising costs, when making significant savings seems difficult, a small habit can transform your entire financial life. If you set aside just ₹100 daily and invest it in a Systematic Investment Plan (SIP), this modest amount can grow into lakhs or even approach the ₹1 crore mark over time.

If you start a daily SIP of ₹100 and earn an average annual return of 12%, your money grows steadily, accumulating into a substantial corpus over the long term.

**Understanding the Math**

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Let's assume:
*   Daily investment: ₹100
*   Monthly investment: Approx. ₹3,000
*   Annual investment: ₹36,000
*   Estimated return: 12% per annum

**How ​​much will it grow in 10 years?**
*   Total investment: ₹3.6 lakh
*   Fund value (with estimated returns): Approx. ₹7 lakh – ₹8 lakh
In other words, your money could nearly double.

**How ​​much will it grow in 20 years?**