Direct vs Regular Mutual Funds: How a Small Fee Difference Can Potentially Add ₹50 Lakh to Your Wealth

Direct plans have lower costs, while regular plans offer professional guidance. Here's how the choice can impact your long-term returns.

When investing in mutual funds, every investor eventually faces one important decision—should they choose a Direct Plan or a Regular Plan?

Although both options invest in the same mutual fund scheme and are managed by the same fund manager, the returns generated over the long term can differ significantly. The key reason is the expense ratio