444-Day FD Interest Rates 2025: Check Offers from SBI, IOB and Other Banks
Share this article:
For investors seeking safe and consistent returns, the 444-day special fixed deposit (FD) is becoming an increasingly popular choice. Offering higher interest rates than regular FDs, this non-standard tenure of 444 days appeals to risk-averse investors who value guaranteed growth. Several public sector banks (PSUs) have introduced this scheme, further boosting its popularity.
If you’re planning to invest around ₹5,00,000 in a fixed deposit, the 444-day FD presents an opportunity to earn better returns compared to conventional FDs. Here’s a look at the latest interest rates offered by some of the top PSU banks.
SBI’s 444-Day FD Comes with Attractive Interest
State Bank of India (SBI) is offering a 444-day FD at an attractive 6.60% interest rate. Investing ₹7.25 lakh in this FD can grow your corpus to around ₹7.85 lakh after 444 days, while ₹9.25 lakh may rise to approximately ₹10.02 lakh by maturity.
Punjab & Sind Bank Offers Slightly Higher Returns
Punjab & Sind Bank is offering a 6.70% interest rate on its 444-day FD. With this scheme, a ₹7.25 lakh investment could grow to roughly ₹7.86 lakh, and ₹9.25 lakh may increase to about ₹10.03 lakh by the end of the tenure.
Canara Bank’s Offer Stands Out
Canara Bank is offering a 444-day FD at an interest rate of 6.50%. A ₹7.25 lakh investment can grow to around ₹7.84 lakh, while ₹9.25 lakh may mature to approximately ₹10.00 lakh.
Indian Overseas Bank (IOB) leads with the highest interest rate of 6.75% for its 444-day FD. Investing ₹7.25 lakh could yield about ₹7.87 lakh, and ₹9.25 lakh may grow to nearly ₹10.03 lakh by the end of the tenure.
The 444-day special FD has emerged as an attractive option for risk-averse investors seeking higher returns than regular fixed deposits. Among the top PSU banks, Indian Overseas Bank offers the highest interest rate at 6.75%, while SBI, Punjab & Sind Bank, and Canara Bank also provide competitive returns. For investors planning to park around ₹5-9 lakh, these FDs can be a reliable way to grow savings with guaranteed interest over a non-standard tenure.
Disclaimer: The interest rates mentioned in this article are indicative and subject to change as per the respective banks’ policies. Investors should verify the latest rates and terms directly with the bank before making any investment decisions. Fixed deposits are subject to applicable taxes and other regulatory conditions.
If you’re planning to invest around ₹5,00,000 in a fixed deposit, the 444-day FD presents an opportunity to earn better returns compared to conventional FDs. Here’s a look at the latest interest rates offered by some of the top PSU banks.
SBI’s 444-Day FD Comes with Attractive Interest
State Bank of India (SBI) is offering a 444-day FD at an attractive 6.60% interest rate. Investing ₹7.25 lakh in this FD can grow your corpus to around ₹7.85 lakh after 444 days, while ₹9.25 lakh may rise to approximately ₹10.02 lakh by maturity.
Punjab & Sind Bank Offers Slightly Higher Returns
Punjab & Sind Bank is offering a 6.70% interest rate on its 444-day FD. With this scheme, a ₹7.25 lakh investment could grow to roughly ₹7.86 lakh, and ₹9.25 lakh may increase to about ₹10.03 lakh by the end of the tenure.
Canara Bank’s Offer Stands Out
Canara Bank is offering a 444-day FD at an interest rate of 6.50%. A ₹7.25 lakh investment can grow to around ₹7.84 lakh, while ₹9.25 lakh may mature to approximately ₹10.00 lakh.
Indian Overseas Bank Offers the Highest Rate
Indian Overseas Bank (IOB) leads with the highest interest rate of 6.75% for its 444-day FD. Investing ₹7.25 lakh could yield about ₹7.87 lakh, and ₹9.25 lakh may grow to nearly ₹10.03 lakh by the end of the tenure.
The 444-day special FD has emerged as an attractive option for risk-averse investors seeking higher returns than regular fixed deposits. Among the top PSU banks, Indian Overseas Bank offers the highest interest rate at 6.75%, while SBI, Punjab & Sind Bank, and Canara Bank also provide competitive returns. For investors planning to park around ₹5-9 lakh, these FDs can be a reliable way to grow savings with guaranteed interest over a non-standard tenure.
Disclaimer: The interest rates mentioned in this article are indicative and subject to change as per the respective banks’ policies. Investors should verify the latest rates and terms directly with the bank before making any investment decisions. Fixed deposits are subject to applicable taxes and other regulatory conditions.
Next Story