Flipkart SBI Credit Card: Is It a Valuable Choice for Frequent Online Shoppers?

SBI Card and Flipkart Launch ‘ Flipkart SBI Credit Card ’ with Up to 7.5% Cashback!!

SBI Card and Flipkart have teamed up to introduce the Flipkart SBI Credit Card, a co-branded offering that delivers attractive cashback rewards across multiple e-platforms. Cardholders can earn up to 7.5% cashback, along with exclusive benefits on popular brands like Zomato, Uber, and PVR.

How to Earn 7.5% Cashback with Flipkart SBI Credit Card

• 7.5% cashback on purchases made through Myntra
• 5% cashback on spends across Flipkart, Shopsy, and Cleartrip
• The 5% cashback applies to categories like mobile phones, electronics, groceries, fashion, furniture, home appliances, travel bookings, and more
• 4% cashback on select brands including Zomato, Uber, Netmeds, and PVR
• 1% unlimited cashback on all other eligible transactions

This new credit card is designed for frequent online shoppers looking to maximize rewards while shopping across their favorite platforms.

Auto-Credit Cashback Feature

The Flipkart SBI Card offers an auto-credit cashback facility, where eligible cashback rewards are automatically credited to the cardholder’s SBI account within two days of the statement being generated.

How to Apply for the Flipkart SBI Card

Customers can easily apply for the Flipkart SBI Card online through the Flipkart App or by visiting the SBI Card’s official website and using the SBI Card SPRINT option for a quick application process.

Joining and Renewal Fees

The card carries a joining and annual fee of ₹500 plus applicable taxes. New cardholders enjoy welcome benefits worth ₹1,250, and the renewal fee of ₹500 is waived if annual spending reaches ₹3.5 lakh or more.

Additional Benefits

Cardholders also get a 1% fuel surcharge waiver on transactions in a statement cycle. The Flipkart SBI Card is available as a contactless Mastercard and VISA, ensuring a seamless and secure payment experience.

Welcome Benefits of the Flipkart SBI Card

• Upon paying the joining fee, new cardholders receive a Flipkart e-gift card worth ₹250, valid for one year from the date of issue.

• Customers who apply through the Flipkart app are eligible for an additional ₹500 Flipkart e-gift card on their first transaction within 30 days of card approval.

• Along with the Flipkart gift card, eligible applicants also receive a Cleartrip voucher worth ₹500 after making their first Flipkart transaction within 30 days of card approval.

Cashback Benefits of the Flipkart SBI Card

• 7.5% cashback on purchases made on Myntra, capped at ₹4,000 per calendar quarter.
• 5% cashback on spends across Flipkart and Shopsy, up to ₹4,000 per calendar quarter.
• 4% cashback on select brands such as Zomato, Uber, Netmeds, and PVR, limited to ₹4,000 per calendar quarter.
• 5% cashback on bookings through Cleartrip, capped at ₹4,000 per quarter.
• 1% unlimited cashback on all other eligible transactions.

This combination of welcome rewards and cashback benefits makes the Flipkart SBI Card ideal for frequent shoppers and lifestyle users alike.

The Flipkart SBI Credit Card is a strong contender for frequent online shoppers who want to make the most of their everyday purchases. With up to 7.5% cashback, generous welcome benefits, and a seamless application process, it offers both value and convenience. Additional perks like fuel surcharge waivers, contactless payments, and auto-credit cashback further enhance the user experience. However, it’s best suited for those who actively shop across platforms like Flipkart, Myntra, and Cleartrip to maximize rewards.


Disclaimer: The information provided in this article is for informational purposes only and is not financial advice. Cashback rates, fees, and other benefits are subject to change as per the issuer’s terms and conditions. Cardholders are advised to read the official terms, eligibility criteria, and privacy policy on the SBI Card website before applying. The issuer’s approval is required, and usage patterns may affect the benefits available.