ITR Refund Processed But Not Credited? Step-By-Step Guide To Resolve Delays
If your ITR refund status shows as ‘processed’ but the money hasn’t hit your bank account, don’t worry. The Income Tax Department has started crediting refunds to eligible taxpayers who filed their ITRs on time, but delays are common due to various technical or procedural reasons.
Once you file your ITR, it usually takes the department between 7 to 21 working days to begin processing your refund. According to the Income Tax Department, “Usually, it takes 4-5 weeks for the refund to be credited to the account of the taxpayer.”
Steps to Resolve ITR Refund Delays
If you’re facing delays, here’s what you should do:
Common Reasons for Refund Delays
Several factors can cause a delay in receiving your ITR refund:
More than 7 crore income tax returns for Assessment Year 2025-26 were filed in September, as per the Income Tax Department. Taxpayers are reminded that the last date to file ITRs without penalties is 15 September.
ITR filings have been steadily increasing, reflecting growing compliance and a broader tax base. For AY 2024-25, a record 7.28 crore ITRs were filed by 31 July 2024, compared to 6.77 crore in AY 2023-24, marking a 7.5% year-on-year growth.
Once you file your ITR, it usually takes the department between 7 to 21 working days to begin processing your refund. According to the Income Tax Department, “Usually, it takes 4-5 weeks for the refund to be credited to the account of the taxpayer.”
Steps to Resolve ITR Refund Delays
If you’re facing delays, here’s what you should do:
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- Visit the official Income Tax e-filing portal: https://www.incometax.gov.in/iec/foportal/
- Log in with your user credentials and OTP.
- Go to the Refund/Demand Status section.
- Verify that your bank account number and IFSC code are correct.
- If the details are accurate but the refund hasn’t arrived, submit a Refund Reissue Request.
- Once submitted, the department will initiate the refund process again.
Common Reasons for Refund Delays
Several factors can cause a delay in receiving your ITR refund:
- Incorrect bank account number or IFSC code.
- Errors in TDS (Tax Deducted at Source) or tax credit.
- Bank processing times may vary, taking anywhere from 15 to 30 days.
- Mismatches in Form 26AS details.
More than 7 crore income tax returns for Assessment Year 2025-26 were filed in September, as per the Income Tax Department. Taxpayers are reminded that the last date to file ITRs without penalties is 15 September.
ITR filings have been steadily increasing, reflecting growing compliance and a broader tax base. For AY 2024-25, a record 7.28 crore ITRs were filed by 31 July 2024, compared to 6.77 crore in AY 2023-24, marking a 7.5% year-on-year growth.
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