Top 7 Large And Midcap Mutual Funds In Five Years: How Rs 16 Lakh Investment Grew To Rs 60.3 Lakh

Investors seeking a balance between stability and growth often turn to large and midcap mutual funds . These equity funds invest in India’s top 200 companies, combining the reliable performance of large-cap stocks with the higher growth potential of mid-cap stocks. According to experts, such funds are suitable for investment horizons of five years or more. In this article, we explore seven top-performing large and midcap mutual funds and show how a Rs 16 lakh lump sum investment would have grown over the last five years.

What Are Large & Midcap Mutual Funds?

Large and midcap mutual funds allocate investments across both large-cap and mid-cap companies. Large-cap stocks generally belong to companies with a market capitalisation exceeding Rs 20,000 crore, offering relative stability. Mid-cap stocks, with market capitalisation between Rs 5,000 crore and Rs 20,000 crore, provide higher growth potential. Experts highlight that this combination allows investors to benefit from both security and wealth creation, making these funds a popular choice for long-term portfolios.

Motilal Oswal Large and Midcap Fund – Direct Growth

Motilal Oswal Large and Midcap Fund has delivered an impressive annualised return of 30.4 per cent over the past five years. Its assets under management (AUM) are Rs 13,778 crore, and the net asset value (NAV) is Rs 38.4 as of October 20. A lump sum investment of Rs 16 lakh would have grown to approximately Rs 60.32 lakh. According to experts, the fund’s strong performance is driven by a carefully balanced portfolio of high-growth mid-cap and stable large-cap companies.

ICICI Prudential Large & Mid Cap Fund – Direct Plan Growth

ICICI Prudential Large & Mid Cap Fund has given a 28.6 per cent annualised return over five years. Its AUM stands at Rs 24,424 crore, with an NAV of Rs 1,162.8. A Rs 16 lakh investment would have increased to around Rs 56.27 lakh. Analysts note that the fund’s disciplined stock selection and diversification have helped achieve consistent long-term returns.

HDFC Large and Mid Cap Fund – Direct Growth

HDFC Large and Mid Cap Fund has recorded a 27.3 per cent annualised return in the same period. The fund has an AUM of Rs 26,949 crore and an NAV of Rs 367.7. A Rs 16 lakh investment would now be valued at approximately Rs 53.48 lakh. Experts say that the fund’s mix of established large-cap stocks and carefully selected mid-cap companies contributes to its steady performance.

Bandhan Large & Mid Cap Fund – Direct Growth

Bandhan Large & Mid Cap Fund has delivered a 26.8 per cent annualised return. With an AUM of Rs 10,818 crore and an NAV of Rs 161.8, a Rs 16 lakh investment would have grown to around Rs 52.44 lakh. Analysts highlight that its sector-diverse portfolio and active management strategy have been key to achieving these returns.

UTI Large & Mid Cap Fund – Direct Growth

UTI Large & Mid Cap Fund has provided a 26.1 per cent annualised return over five years. Its AUM is Rs 4,993 crore, and the NAV is Rs 195. A Rs 16 lakh investment would have appreciated to approximately Rs 51.01 lakh. According to experts, the fund’s balanced allocation between high-performing mid-caps and stable large-caps allows for growth with controlled risk.

Quant Large and Mid Cap Fund – Direct Growth

Quant Large and Mid Cap Fund has delivered 25.5 per cent annualised returns in five years. With an AUM of Rs 3,482 crore and an NAV of Rs 126.5, a Rs 16 lakh investment would have grown to around Rs 49.81 lakh. Analysts point out that the fund’s strategic selection of emerging mid-cap opportunities and solid large-cap holdings drives long-term growth.

Invesco India Large & Mid Cap Fund – Direct Growth

Invesco India Large & Mid Cap Fund has given a 25.3 per cent annualised return over five years. Its AUM is Rs 8,441 crore and NAV is Rs 123.9. A Rs 16 lakh investment would now be valued at approximately Rs 49.41 lakh. Experts suggest that consistent monitoring and active portfolio rebalancing are key factors behind its steady performance.

Investing in large and midcap mutual funds can provide a healthy balance of growth and stability. According to experts, choosing the right fund based on historical performance, fund management, and investment horizon is essential for maximising returns. While past performance does not guarantee future results, these seven funds have shown impressive growth over a five-year period, making them worthy consideration for long-term investors.

Disclaimer: This article is for information purposes only. Investing in mutual funds is subject to market risks. Consult your financial advisor before making any investment decisions.