EPFO FY26 Interest Credit Update: How to Check PF Balance Using Passbook, Passbook Lite & UMANG App
EPFO FY26 interest credit has become one of the most searched topics as millions of Employees' Provident Fund (EPF) subscribers check whether the annual interest has been credited to their accounts. The Employees' Provident Fund Organisation (EPFO) has started processing the FY 2025-26 interest at 8.25%, allowing members to verify their updated PF balance through multiple online platforms, including the Member Passbook portal, Passbook Lite , and the UMANG app .
EPFO Begins Crediting FY26 Interest to Member Accounts
With the annual interest credit process underway, EPF subscribers across the country are logging into their accounts to check if the latest interest amount has been added. The EPFO is crediting 8.25% annual interest for the financial year 2025-26, with the benefit expected to reach nearly 34 crore member accounts.
According to the government, the interest amount - estimated at more than Rs 1.44 lakh crore - is being processed automatically before undergoing verification by EPFO field offices. Once the verification process is completed, the updated balance becomes visible in members' passbooks.
How to Check EPFO FY26 Interest Credit and Updated PF Balance
EPFO members can easily verify whether the annual interest has been credited by using any of the following digital services.
1. Check Through the EPFO Member Passbook Portal
The Member Passbook portal provides a complete record of PF transactions and interest credits.
Follow these steps:
2. Use Passbook Lite for a Quick Account Summary
For members looking for a simpler view of their PF account, EPFO also offers the Passbook Lite facility.
Here's how to use it:
This option is useful for members who want quick access to essential account information without going through the detailed passbook.
3. Check PF Balance Using the UMANG App
The UMANG (Unified Mobile Application for New-age Governance) app allows EPFO members to access several services directly from their smartphones.
Using the app, subscribers can:
To use these features, download the UMANG app, log in using your registered mobile number and open the EPFO section to access your account details.
Interest Credit Expected to Reflect by July 15
Earlier this month, Labour Minister Mansukh Mandaviya announced that the annual interest for FY 2025-26 would be processed at 8.25% for around 34 crore EPF accounts. He said the interest credit, estimated at over Rs 1.44 lakh crore, would first be auto-processed and verified before appearing in members' passbooks.
As the crediting process continues, subscribers can keep checking their accounts through the EPFO portal, Passbook Lite or the UMANG app to confirm that the updated interest amount has been reflected in their PF balance.
EPFO Begins Crediting FY26 Interest to Member Accounts
With the annual interest credit process underway, EPF subscribers across the country are logging into their accounts to check if the latest interest amount has been added. The EPFO is crediting 8.25% annual interest for the financial year 2025-26, with the benefit expected to reach nearly 34 crore member accounts.
According to the government, the interest amount - estimated at more than Rs 1.44 lakh crore - is being processed automatically before undergoing verification by EPFO field offices. Once the verification process is completed, the updated balance becomes visible in members' passbooks.
How to Check EPFO FY26 Interest Credit and Updated PF Balance
EPFO members can easily verify whether the annual interest has been credited by using any of the following digital services.
1. Check Through the EPFO Member Passbook Portal
The Member Passbook portal provides a complete record of PF transactions and interest credits.
You may also like
- ASML Q2 revenue €9.3bn, profit up 26% on AI demand
- Nomura warns of India's oil risk from Hormuz Bab al-Mandab
- India-origin pharma patents jump four-fold, innovation pipeline tops 1,095: Report
- Meta faces lawsuit for using biased AI in layoffs
- HSBC raises Adani Ports target to ₹2,200 maintains buy rating
Follow these steps:
- Visit the EPFO Member Passbook portal.
- Sign in using your Universal Account Number (UAN) and password.
- Select your PF account.
- View your passbook to check monthly contributions, interest credited and the latest account balance.
2. Use Passbook Lite for a Quick Account Summary
For members looking for a simpler view of their PF account, EPFO also offers the Passbook Lite facility.
Here's how to use it:
- Log in to the EPFO passbook service.
- Select the Passbook Lite option.
- Instantly view a summary of your contributions, withdrawals and available PF balance.
This option is useful for members who want quick access to essential account information without going through the detailed passbook.
3. Check PF Balance Using the UMANG App
The UMANG (Unified Mobile Application for New-age Governance) app allows EPFO members to access several services directly from their smartphones.
Using the app, subscribers can:
- Check their latest PF balance.
- View the EPF passbook.
- Track the status of PF claims.
- Access multiple EPFO services in one place.
To use these features, download the UMANG app, log in using your registered mobile number and open the EPFO section to access your account details.
Interest Credit Expected to Reflect by July 15
Earlier this month, Labour Minister Mansukh Mandaviya announced that the annual interest for FY 2025-26 would be processed at 8.25% for around 34 crore EPF accounts. He said the interest credit, estimated at over Rs 1.44 lakh crore, would first be auto-processed and verified before appearing in members' passbooks.
As the crediting process continues, subscribers can keep checking their accounts through the EPFO portal, Passbook Lite or the UMANG app to confirm that the updated interest amount has been reflected in their PF balance.
Loving Newspoint? Download the app now
