How To Complete Jan Dhan Re-KYC To Keep Your Account Active

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched to provide banking access to every household in India. Like any other bank account, Jan Dhan accounts also follow the Know Your Customer (KYC) rules. As per Reserve Bank of India (RBI) guidelines, account holders need to update their KYC details regularly through Re-KYC. Without it, transactions may be suspended, and accounts can even be frozen.
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Why Jan Dhan Re-KYC Is Important


Re-KYC ensures that your account details are accurate and up to date. If account holders ignore it, services like deposits, withdrawals, subsidies, and transfers may be stopped. Banks also initiate annual checks and inform customers via SMS, email, or post when Re-KYC is due.

When Re-KYC Becomes Mandatory


You may need to do Re-KYC in the following situations: