Latest FD Rates 2026: Rs 10 Lakh One-Time Investment in 10-Year FD – Compare SBI, HDFC Bank, ICICI Bank, PNB Returns
Latest FD Rates 2026 are an important consideration for investors seeking safe, predictable and guaranteed returns on their savings. Fixed Deposits (FDs) continue to be one of the most trusted investment options, especially for those who prefer capital protection over market-linked risks. However, interest rates vary across banks, which can significantly impact the final maturity amount.
If you are planning to invest Rs 10 lakh in a 10-year fixed deposit, here's a comparison of the latest FD interest rates offered by SBI, HDFC Bank, ICICI Bank and Punjab National Bank (PNB). We've also calculated the expected maturity value for both general and senior citizen investors.
What is a Fixed Deposit (FD)?
A Fixed Deposit is a financial product offered by banks and select financial institutions where you invest a lump sum amount for a fixed tenure at a predetermined interest rate. Since the interest rate remains locked throughout the investment period, FDs provide assured returns irrespective of market fluctuations.
SBI 10-Year Fixed Deposit: Interest Rates and Maturity Amount
The State Bank of India offers different interest rates for regular customers and senior citizens on its 10-year fixed deposits.
SBI FD Interest Rates (10 Years)
PNB 10-Year Fixed Deposit: Interest Rates and Returns
Punjab National Bank also offers competitive returns for long-term FD investors.
If you are planning to invest Rs 10 lakh in a 10-year fixed deposit, here's a comparison of the latest FD interest rates offered by SBI, HDFC Bank, ICICI Bank and Punjab National Bank (PNB). We've also calculated the expected maturity value for both general and senior citizen investors.
What is a Fixed Deposit (FD)?
A Fixed Deposit is a financial product offered by banks and select financial institutions where you invest a lump sum amount for a fixed tenure at a predetermined interest rate. Since the interest rate remains locked throughout the investment period, FDs provide assured returns irrespective of market fluctuations.
SBI 10-Year Fixed Deposit: Interest Rates and Maturity Amount
The State Bank of India offers different interest rates for regular customers and senior citizens on its 10-year fixed deposits.
SBI FD Interest Rates (10 Years)
- General Customers: 6.05% per annum
- Senior Citizens: 7.05% per annum
- Rs 10 Lakh SBI FD Maturity Value
- General Customers: Rs 18,22,976
- Senior Citizens: Rs 20,11,457
PNB 10-Year Fixed Deposit: Interest Rates and Returns
Punjab National Bank also offers competitive returns for long-term FD investors.
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