PAN Card Fraud Alert: How To Check If Someone Took A Loan In Your Name
Fraudulent activities involving PAN cards are on the rise in India. Scammers are increasingly taking loans or credit in someone else's name, often without the person even realising. Since a PAN card is mandatory for most financial transactions, it can be misused by fraudsters. Thankfully, there is a simple way to verify whether any unauthorised loans have been taken using your PAN card.
How to Check If a Loan Exists on Your PAN
The easiest way to detect misuse is by checking your credit report ( CIBIL Score Report). This report lists all loans, credit cards, and financial transactions associated with your PAN. If you notice a loan or credit card that you did not apply for, it could indicate fraud.
Steps to Get Your Credit Report
Checking this regularly ensures you stay alert against unauthorised financial activity.
How to Check If a Loan Exists on Your PAN
The easiest way to detect misuse is by checking your credit report ( CIBIL Score Report). This report lists all loans, credit cards, and financial transactions associated with your PAN. If you notice a loan or credit card that you did not apply for, it could indicate fraud.
Steps to Get Your Credit Report
- Visit the official website of any credit bureau such as CIBIL, Experian, Equifax, or CRIF High Mark.
- Enter your PAN card number, mobile number, and other requested details.
- Verify your identity using the OTP sent to your registered mobile number.
- Access your complete credit report, which will show all loans and credit cards linked to your PAN.
Checking this regularly ensures you stay alert against unauthorised financial activity.
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