Union Bank Balance Check: Easy Ways to Check Account Balance via SMS, Missed Call, WhatsApp & More
Keeping track of your bank account balance is essential for managing your finances effectively. If you are a Union Bank of India customer, you have several convenient options to check your account balance without visiting a branch. From the Union Bank balance check missed call service and SMS banking to internet banking, WhatsApp banking, mobile apps and ATMs, the bank offers multiple ways to access your account information quickly and securely.
In this guide, we explain all the available methods to check your Union Bank account balance in a few simple steps.
Union Bank Balance Enquiry Numbers
Union Bank of India provides dedicated helpline numbers and missed call services for customers who want instant account information.
Customer Care Numbers
Customers can contact the bank through the following toll-free numbers:
Union Bank Missed Call Balance Check Number
A missed call to this number from your registered mobile number allows you to receive your account balance details via SMS.
1. Check Union Bank Balance Through Missed Call Service
The missed call banking facility is one of the fastest ways to know your account balance.
Steps to Follow:
Note: Your mobile number must be linked to your bank account to use this service.
2. Union Bank Balance Check Through SMS Banking
Customers can also use SMS banking to obtain balance information directly on their mobile phones.
How to Use SMS Banking
This method is particularly useful when internet connectivity is unavailable.
3. Check Account Balance Using Internet Banking
Union Bank's internet banking platform allows customers to access account details from anywhere.
Steps:
Internet banking also provides access to statements, fund transfers and other banking services.
4. Union Bank Balance Enquiry Through ATM
ATMs offer a simple way to check your account balance while also providing a printed receipt if required.
Process:
5. Check Union Bank Account Balance via WhatsApp Banking
Union Bank has introduced WhatsApp banking to make banking services more accessible.
Steps to Check Balance on WhatsApp
This option offers quick access without needing to install additional applications.
6. Use the Vyom Mobile Banking App
Union Bank customers can manage their accounts through the bank's mobile banking application, Vyom.
How to Check Balance
The app also provides access to fund transfers, bill payments and account management features.
7. Check Balance Through Your Passbook
A passbook remains one of the most reliable ways to review account transactions and available balance.
What You Need to Do
This method is especially useful for customers who prefer physical records of transactions.
8. Check Union Bank Balance Using UPI Apps
If your Union Bank account is linked to a UPI platform, you can check your balance directly through the app.
Steps:
Popular UPI apps make balance enquiries quick and convenient.
9. Union Bank Balance Check Through USSD Code
Customers without internet access can still check their balance using the bank's USSD service.
USSD Code
Dial *99*50# from your registered mobile number.
How It Works
This facility works on basic mobile phones as well.
Why Regular Balance Checks Are Important
Monitoring your bank balance regularly helps you:
Union Bank of India offers several convenient ways for customers to stay updated about their account balance. Whether you prefer the speed of a missed call, the simplicity of SMS banking, the convenience of WhatsApp, or the advanced features of internet and mobile banking, there is an option to suit every user's needs. By using these services, you can access your account information anytime and manage your finances with greater confidence.
In this guide, we explain all the available methods to check your Union Bank account balance in a few simple steps.
Union Bank Balance Enquiry Numbers
Union Bank of India provides dedicated helpline numbers and missed call services for customers who want instant account information.
Customer Care Numbers
Customers can contact the bank through the following toll-free numbers:
- 1800 222 244
- 1800 208 2244
- 1800 425 1515
- 1800 425 3555
Union Bank Missed Call Balance Check Number
- 9223008586
A missed call to this number from your registered mobile number allows you to receive your account balance details via SMS.
1. Check Union Bank Balance Through Missed Call Service
The missed call banking facility is one of the fastest ways to know your account balance.
Steps to Follow:
- Dial 9223008586 from your registered mobile number.
- Let the phone ring once or twice and disconnect automatically.
- Within a few moments, you will receive an SMS containing your latest account balance.
Note: Your mobile number must be linked to your bank account to use this service.
2. Union Bank Balance Check Through SMS Banking
Customers can also use SMS banking to obtain balance information directly on their mobile phones.
How to Use SMS Banking
- Type UBAL to check the balance of your primary account.
- For other accounts, type UBAL Account Number.
- Send the message to 9223008486 from your registered mobile number.
- You will receive an SMS with your account balance details.
This method is particularly useful when internet connectivity is unavailable.
3. Check Account Balance Using Internet Banking
Union Bank's internet banking platform allows customers to access account details from anywhere.
Steps:
- Visit the official Union Bank internet banking portal.
- Log in using your User ID and password.
- Navigate to the My Accounts section.
- Click on the account you wish to view.
- Your current balance and account details will be displayed on the screen.
Internet banking also provides access to statements, fund transfers and other banking services.
4. Union Bank Balance Enquiry Through ATM
ATMs offer a simple way to check your account balance while also providing a printed receipt if required.
Process:
- Visit any Union Bank or compatible ATM.
- Insert your debit card.
- Enter your ATM PIN.
- Select the Balance Enquiry option.
- View your account balance on the screen.
- Collect the printed receipt, if available.
5. Check Union Bank Account Balance via WhatsApp Banking
Union Bank has introduced WhatsApp banking to make banking services more accessible.
Steps to Check Balance on WhatsApp
- Save 9666606060 in your contacts.
- Open WhatsApp and send Hi from your registered mobile number.
- Follow the menu displayed in the chat.
- Select the Account Balance option.
- Your account balance will be shared instantly on WhatsApp.
This option offers quick access without needing to install additional applications.
6. Use the Vyom Mobile Banking App
Union Bank customers can manage their accounts through the bank's mobile banking application, Vyom.
How to Check Balance
- Download the Vyom app from the Google Play Store or Apple App Store.
- Log in using your credentials or MPIN.
- Open the dashboard.
- Go to My Account.
- Select View Account Balance.
The app also provides access to fund transfers, bill payments and account management features.
7. Check Balance Through Your Passbook
A passbook remains one of the most reliable ways to review account transactions and available balance.
What You Need to Do
- Visit your nearest Union Bank branch.
- Request passbook updating at the designated counter or passbook printing kiosk.
- Review the latest entries and current balance.
This method is especially useful for customers who prefer physical records of transactions.
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8. Check Union Bank Balance Using UPI Apps
If your Union Bank account is linked to a UPI platform, you can check your balance directly through the app.
Steps:
- Open your preferred UPI application.
- Log in securely.
- Select the linked Union Bank account.
- Tap Check Account Balance.
- Enter your UPI PIN.
- Your available account balance will appear on the screen.
Popular UPI apps make balance enquiries quick and convenient.
9. Union Bank Balance Check Through USSD Code
Customers without internet access can still check their balance using the bank's USSD service.
USSD Code
Dial *99*50# from your registered mobile number.
How It Works
- Enter the code and press the call button.
- Follow the instructions displayed on your screen.
- Your account balance information will be shown instantly.
This facility works on basic mobile phones as well.
Why Regular Balance Checks Are Important
Monitoring your bank balance regularly helps you:
- Track daily spending.
- Avoid insufficient balance situations.
- Detect unauthorised transactions quickly.
- Plan savings and expenses more effectively.
- Maintain better control over your finances.
Union Bank of India offers several convenient ways for customers to stay updated about their account balance. Whether you prefer the speed of a missed call, the simplicity of SMS banking, the convenience of WhatsApp, or the advanced features of internet and mobile banking, there is an option to suit every user's needs. By using these services, you can access your account information anytime and manage your finances with greater confidence.









