How to Check if a Loan Has Been Taken on Your PAN Without Consent

Digital transactions have made banking and credit processes faster, but they have also created new opportunities for fraudsters. One emerging scam involves misusing an individual’s PAN card details to take out loans fraudulently. Since a PAN card is linked to your credit profile, any loan—whether authorised or fraudulent—directly affects your credit score and borrowing capacity. It is, therefore, essential to monitor your financial health and take preventive steps to protect against such scams.