Top 5 Midcap SIP Funds With Highest 10-Year Returns — Check Full List
Over the past decade, midcap mutual funds have proven to be powerful wealth creators for investors who have consistently invested through SIPs (Systematic Investment Plans). Despite market ups and downs, disciplined investors have reaped the benefits of compounding and long-term consistency.
Why SIPs Work So Well
SIPs eliminate the stress of market timing. By investing a fixed amount every month, investors can average out market fluctuations and steadily build wealth. Midcap SIPs, in particular, have delivered impressive results for those with a long-term approach and the patience to stay invested.
Midcap Funds Show Long-Term Strength
According to Value Research, 67 midcap funds, both active and passive have generated an average annual return of 15.94% over the past 10 years. This performance surpasses large-cap, flexi-cap, and ELSS funds, while only small-cap funds have slightly outperformed them at 16.59% CAGR.
This clearly shows that midcap funds can deliver solid long-term growth when investors remain consistent and avoid reacting to short-term volatility.
Top 5 Midcap SIP Funds by 10-Year Returns
As per data from AMFI, 31 active midcap funds exist today, of which 20 have a track record of at least 10 years. From these, here are the top five midcap funds based on 10-year SIP performance:
1. Motilal Oswal Midcap Fund
2. Invesco India Mid Cap Fund
3. Edelweiss Mid Cap Fund
4. Nippon India Growth Mid Cap Fund
5. HDFC Mid Cap Fund
Key Takeaway for Investors
Midcap funds are ideal for those with a 5–7 year or longer investment horizon. While they may experience short-term fluctuations, SIPs help investors smooth out volatility and build long-term wealth.
If you are ready to stay invested with patience and discipline, midcap SIPs can be an excellent choice for wealth creation. However, always remember that past performance is not a guarantee of future returns. Choosing the right fund and sticking to your investment plan can make all the difference in meeting your financial goals.
Why SIPs Work So Well
SIPs eliminate the stress of market timing. By investing a fixed amount every month, investors can average out market fluctuations and steadily build wealth. Midcap SIPs, in particular, have delivered impressive results for those with a long-term approach and the patience to stay invested.
Midcap Funds Show Long-Term Strength
According to Value Research, 67 midcap funds, both active and passive have generated an average annual return of 15.94% over the past 10 years. This performance surpasses large-cap, flexi-cap, and ELSS funds, while only small-cap funds have slightly outperformed them at 16.59% CAGR.
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This clearly shows that midcap funds can deliver solid long-term growth when investors remain consistent and avoid reacting to short-term volatility.
Top 5 Midcap SIP Funds by 10-Year Returns
As per data from AMFI, 31 active midcap funds exist today, of which 20 have a track record of at least 10 years. From these, here are the top five midcap funds based on 10-year SIP performance:
1. Motilal Oswal Midcap Fund
- 10-year SIP Return: 23.45% CAGR
- ₹10,000 monthly SIP → ₹41.71 lakh
- Lump Sum Return: 18.96% CAGR
2. Invesco India Mid Cap Fund
- 10-year SIP Return: 23.17% CAGR
- ₹10,000 monthly SIP → ₹41.10 lakh
- Lump Sum Return: 20.11% CAGR
3. Edelweiss Mid Cap Fund
- 10-year SIP Return: 22.79% CAGR
- ₹10,000 monthly SIP → ₹40 lakh
- Lump Sum Return: 19.39% CAGR
4. Nippon India Growth Mid Cap Fund
- 10-year SIP Return: 22.08% CAGR
- ₹10,000 monthly SIP → ₹38.66 lakh
- Lump Sum Return: 18.74% CAGR
5. HDFC Mid Cap Fund
- 10-year SIP Return: 21.50% CAGR
- ₹10,000 monthly SIP → ₹37.51 lakh
- Lump Sum Return: 18.81% CAGR
Key Takeaway for Investors
Midcap funds are ideal for those with a 5–7 year or longer investment horizon. While they may experience short-term fluctuations, SIPs help investors smooth out volatility and build long-term wealth.
If you are ready to stay invested with patience and discipline, midcap SIPs can be an excellent choice for wealth creation. However, always remember that past performance is not a guarantee of future returns. Choosing the right fund and sticking to your investment plan can make all the difference in meeting your financial goals.